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hellstorm

Gates, NY

Member Since 2003

Followers 199 Following 311

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Thursday Jan 24, 2008

Jan 24, 2008
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so my bank is trying to charge me twice for overlimit fees....for an over limit of $1.26.

so let's see, what are my arguments?

1. it clearly shows that the one transaction that I am being charged an overlimit fee was covered with $4.02 to spare.

2. to find a transaction below $1.26 (since to be charged twice, 2 transactions would have to add up to that amount), you have to go back to the 17th...with 2 ATM fees of $0.50 each. in fact, in the last 30 days, besides ATM fees of $0.50, the smallest withdrawal amount for my account is an EFT Charge of $2.00 (all the way back ion 1/4).

so, using logic, why do I think they screwed up? and will probably say that no, this charge is correct. which will lead to 2 more charges of $37. so by them making that one mistake, I'll end up being charged a total of $111 in additional fees!

yeah, I'm fighting this one all the way!
mad
tunnel_vision:
I would fight it too ... then switch banks if the results are less than favorable. Some banks offer free overdraft protection. Any bank that hits you with bogus charges like that is not worth doing business with.
Jan 24, 2008
jermhawk:
Put a hold on the bounced check, pay the fee, cancel the account, then fight it. My ex went through this, needless to say. I rocked that banks world and got them to deposit the fee reimbursments plus interest to her new account at another bank for a profit of $35. Because they withdrew a fee a day early and caused a check to bounce 4 days after a payroll deposit, also breaking the 3 day fund availibility rule. Remember turning a branch office bank into the federal reserve really really pisses them off. Hint Hint
Again positive reinforcement for a bad attitude!
Jan 24, 2008

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