Login
Forgot Password?

OR

Login with Google Login with Twitter Login with Facebook
  • Join
  • Profiles
  • Groups
  • SuicideGirls
  • Photos
  • Videos
  • Shop
Vital Stats

raffertie

Madison

Hopeful Since 2008

Followers 1284 Following 938

  • Everything
  • Photos
  • Video
  • SG
  • Blogs
  • Groups
  • From Others

Sunday Nov 20, 2011

Nov 20, 2011
0
  • Facebook
  • Tweet
  • Email
I am scared to death right now.
Some of you know that I had taken a pay cut to be in a better work environment a couple of months ago. I transferred to a different department in the same store, unknowing of the paycut. Basically I told them I needed a raise or I would have to quit. Months later I finally get the raise, but during that time, it was a struggle to pay our bills on time. Our car was almost repossessed, we were almost kicked out of our apartment 2 months in a row. We ended up having to pay things super late, if at all. My credit rating dropped from almost 800 to around 500 in that time. This was right before I had to apply for financial aid to cover the cost of my last semester at school. In the past I had done a loan called TFC which was one that didn't require me to have a cosigner and it didn't require a credit check.

The reason I'm so scared is because they told me they changed the TFC loan to where it has to be paid back by the time I graduate. So I have to get a loan to pay back the balance I already have for my previous semesters plus the unpaid balance for this current semester.

So basically I just found out that I have to get a loan to pay back $10,000 to TFC plus $3,600 for my last semster. If I can't then I have to refinance my TFC loan to cover the cost of my last semester, but if I do that the entire $13,600 has to be paid back by the time I graduate in February.

I don't know what's going to happen. Why are there people in my classes who don't have jobs, don't give a shit about even showing up to class half the time who have their expenses covered but someone like me who works full time, goes to school full time and has maintained a 4.0 GPA can't get a scholarship? This system is so fucked up.

I hate money so much right now.
VIEW 3 of 3 COMMENTS
suispud1:
Fear can paralyze, but it can also make you stronger. It can make you focused. Or more focused, because you're already a driven person. Think logically, rationally about the stuff you can do and don't concern yourself with what's going on around you, over which you have no power or control.
Nov 20, 2011
burntsolace:
I know the system is broken. I have been where you are. I was overdrafting every month to pay rent. But we come from a generation who has been tread upon but we are stronger because of it. We know and appreciate what we have in way no other people ever will.

Can you try negotiating with your loan providers? The big question is are they private or federal loans? There are some big differences and the recent legislation might help you out.
Nov 21, 2011

More Blogs

  • 03.18.14
    0

    So in love!!!

  • 03.04.14
    0

    Tax refund

    Will pretty much get spent on past due bills and a pole for my livi…
  • 02.15.14
    2

    Tattoos and photoshoots!

    I've been playing photographer a lot lately! Get ready for a ton of…
  • 02.01.14
    9

    New tattoo!!!!

    so stoked! I'm gonna be walking around with no …
  • 01.31.14
    3

    Getting ready for graduation!!!

    Read More
  • 01.28.14
    1

    Tattoos and Cosplay

    My boyfriend got his tattoo finished!!! I'm putting together…
  • 01.26.14
    0

    Boyfriend is getting a tattoo finished up today!

    the last pic is me being all jelly. I need new in…
  • 01.25.14
    1

    I made margaritas

    Goal: I am going to drink so much that I'll forget I aced my f…
  • 01.18.14
    9

    Hey guys. So I graduate in a week. NBD

    This is my second college degree!!! Stoked! For some reason…
  • 10.08.13
    4

    Ermahgerd

    The changes to this site are crazy! I miss being able to search for…

We at SuicideGirls have been celebrating alternative pin-up girls for:

23
years
9
months
8
days
  • 5,509,826 fans
  • 41,393 fans
  • 10,327,617 followers
  • 4,593 SuicideGirls
  • 1,120,514 followers
  • 14,920,612 photos
  • 321,315 followers
  • 61,392,861 comments
  • Join
  • Profiles
  • Groups
  • Photos
  • Videos
  • Shop
  • Help
  • About
  • Press
  • LIVE

Legal/Tos | DMCA | Privacy Policy | 18 U.S.C. 2257 Record-Keeping Requirements Compliance Statement | Contact Us | Vendo Payment Support
©SuicideGirls 2001-2025

Press enter to search
Fast Hi-res

Click here to join & see it all...

Crop your photo