I made the final payment on s loan a couple of days ago. Today I went and bought an atv. I had been paying $125 a month on the previous loan and the new loan payments are $200 a month so I'm justifying it as my payment is only $75 a month.

I have been looking for a while at this and knew what I wanted. I surprised the salesman by basically walking up to the one I wanted and asked can we start the paperwork on this one. I have really good credit so the paperwork went through quicker than he has ever seen.

I'm going up to my friends place tomorrow to go riding on my new quad