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jamale7777

Buffalo, NY

Member Since 2014

Followers 31 Following 68

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Tunnel Vision for debt

Mar 30, 2019
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Since February 14th (when I added new debt) I've had tunnel vision for paying off debts.

My old vehicle was a huge money grab. It was costing me nearly every remaining extra penny I had just to keep it on the road all because I didn't want to get another loan from the bank. It finally quit on me. I reached my breaking point and caved. Got a new loan and a newer car. Now I have to pay two car loans. I also have other debts, bills, and everyday expenses just like everyone else haha. But I've turned my extra play money into debt money. I've been building a savings account in case this kind of situation happens again.

So bye bye movies, restaurants, massages, road trips, and new worldly possessions (though I did splurged once). Until that debt is paid off, I can't come say hi.

It has become increasingly harder, now that the weather is getting better, to focus on debt. Just this morning I nearly went out to a local diner to feast on breakfast. But that extra $30 should be used on debt and that's what I did. I transferred cash to my loan. I cried as I did it. It's okay I feel better now. However I didn't transfer just $30.

Help! I really want to go play but if I do, then I cannot go out and do my new much more costly adventures this summer. Also the overtime cash from work isn't going to keep coming. Eventually, they'll hire someone that'll last more then a day. Haha. Four newbies in 3 months have all quit. I guess people don't like making great money for someone with little experience.

Many here don't even have a high school diploma. Some of those people are making 32 bucks an hour. Or $48 buck an hour for overtime! (Lead man in a department is the highest position before you get into management which requires a degree then it's salary) Kids younger than me are leads. Kids younger than me without a high school diploma are making more than me. But whatever I'll get there very soon. I'm still very new. It does require a lot of experience in a department to be a lead. But if you learn everything in the production in a department in 2-3 years, you could be a lead too.

I went off track a bit lol. I'm very close to my breaking point to where I just go nuts and stop paying down debt. I could just let monthly payments take care of it. That would take years. I have 3 months. Lol. I even thought about a second job to get this done faster. 4 months ago I knew how to do this I just didn't have the mental ability to actually do it. I couldn't save. No matter how hard I tried I just could not save. Than there are the people that have that gene but don't make enough to save. I can save half my weekly checks. I really want to reach my goal. But I need some help.

VIEW 3 of 3 COMMENTS
jamale7777:
Thanks @bookcouple .
Mar 30, 2019
edmea:
Hugs ❤️
Mar 30, 2019

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