discrete

It's a good idea to spend some time thinking and making plans for MONEY. Poverty is alright but things are a little simpler if you have some income and have some money tucked away. Maybe even more impotant is to have good credit. In the preindustrial world your word was your bond and everyone in your village knew it's worth. Now adays we live in a faster bigger world ruled by contracts and the value of your word is your credit rating.