Blah, blah, blah, and welcome to my little corner of existance and venting.
I need a change. I think I'm going to switch colors in my hair or something pithy like that. I'm beginning to feel somewhat stale lately. I set aside some money to buy work clothes over the weekend, and by God, I did it. I now have a lovely pair of grey slacks, a brown and creme pinstriped suit, and several tops (most of which show one tattoo or another and will have to be worn with a jacket, sweater, or some type of cosmetic coverage to work. So be it. I'll worry about the rest of my wardrobe when I have less financial ruin on my mind.
I need to clear out several of my bills and cancel my Victoria's Secret, Express, MasterCard, Blockbuster Online, and other such unneeded accounts. I never use the Blockbuster account anymore and it's draining money from my account without my use of it's benefits. My MasterCard has an ungodly high interest rate and low credit limit, which is never good... and well, VS and Express were nice and useful for a time, but I have never like capri pants and I have more than enough cute and kitchy undies to last me through the next millenium. All of my credit cards are almost paid off, if not simply $0 balance already. Hmm... and I just applied for a loan to pay everything extranious off and fix up the mighty, mighty Dodge. I'm considering having Duke cosign and putting his whorish credit card in the mix as well. That nasty little bastard needs to be paid off... but I really and honestly don't know if we should consolidate that. Pay it down, yes... but paying it off three months after it's been activated might not look so great to Bank of America. They like low running balances and timely payments on their cards. Asides, maybe Duke needs to build some long-term credit, besides his car, before we go house-hunting anymore. We have yet to apply for home loans and I have no idea of how his credit looks, aside from 'great,' in the all-knowing opinion of the local Mazda dealership. (note: even though it would've been nice, I'm still somewhat pleased that Duke didn't get that car. They wouldn't have given him shit for his Saturn, and he'd be at least $26K in debt.) But back to brass tacks, his credit sounds just fine to me, considering that mine is just now climbing out of the mediocrity of my 23-year-old stupidity. We should have no problem with a small house loan... but I'm still a bit paranoid.
You know how it is when you want something so badly... Well I want a house and a homelife with Duke and my kids. No settling for less with the important stuffs. It'll happen. Mark my words. I can bitch, moan, and claw, but I do eventually always get my way. And if I don't... I'll come out on top anyhow.
Grrrr... don't fuck with my master plan, ya got that?!?
But, ok... babbled long enough. Beginning to grow tired of this. Hogs and kisses to my lovelies and I'm off to buy coffee for work and likely harass Duke during my lunch hour.
I need a change. I think I'm going to switch colors in my hair or something pithy like that. I'm beginning to feel somewhat stale lately. I set aside some money to buy work clothes over the weekend, and by God, I did it. I now have a lovely pair of grey slacks, a brown and creme pinstriped suit, and several tops (most of which show one tattoo or another and will have to be worn with a jacket, sweater, or some type of cosmetic coverage to work. So be it. I'll worry about the rest of my wardrobe when I have less financial ruin on my mind.
I need to clear out several of my bills and cancel my Victoria's Secret, Express, MasterCard, Blockbuster Online, and other such unneeded accounts. I never use the Blockbuster account anymore and it's draining money from my account without my use of it's benefits. My MasterCard has an ungodly high interest rate and low credit limit, which is never good... and well, VS and Express were nice and useful for a time, but I have never like capri pants and I have more than enough cute and kitchy undies to last me through the next millenium. All of my credit cards are almost paid off, if not simply $0 balance already. Hmm... and I just applied for a loan to pay everything extranious off and fix up the mighty, mighty Dodge. I'm considering having Duke cosign and putting his whorish credit card in the mix as well. That nasty little bastard needs to be paid off... but I really and honestly don't know if we should consolidate that. Pay it down, yes... but paying it off three months after it's been activated might not look so great to Bank of America. They like low running balances and timely payments on their cards. Asides, maybe Duke needs to build some long-term credit, besides his car, before we go house-hunting anymore. We have yet to apply for home loans and I have no idea of how his credit looks, aside from 'great,' in the all-knowing opinion of the local Mazda dealership. (note: even though it would've been nice, I'm still somewhat pleased that Duke didn't get that car. They wouldn't have given him shit for his Saturn, and he'd be at least $26K in debt.) But back to brass tacks, his credit sounds just fine to me, considering that mine is just now climbing out of the mediocrity of my 23-year-old stupidity. We should have no problem with a small house loan... but I'm still a bit paranoid.
You know how it is when you want something so badly... Well I want a house and a homelife with Duke and my kids. No settling for less with the important stuffs. It'll happen. Mark my words. I can bitch, moan, and claw, but I do eventually always get my way. And if I don't... I'll come out on top anyhow.
Grrrr... don't fuck with my master plan, ya got that?!?
But, ok... babbled long enough. Beginning to grow tired of this. Hogs and kisses to my lovelies and I'm off to buy coffee for work and likely harass Duke during my lunch hour.