Today sucked because I am short about a hundred bucks in my checking account. I got over charged for something, and then looked at my balance and found out that there are some other transactions that I know nothing about! What the fuck is going on?! I was already broke this month, and now I am beyond broke. I hate money. It stresses me out. I am wondering now how I am going to pay rent and I owe a friend of mine money too that I had set aside to pay her back and it is fucking gone!! AGRRRRRRR! 
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Seriously, I suggest calling your bank and lying, but in your case you could probably tell the truth.
I talked myself down from like a $200 overdraft to like $15 dollars, no shit. You'd be suprised how far over-the-phone intimidation can get you. Good Luck