spazzing

i want a place of my own sooo badly (and by my own i mean for me and my boyfriend to live together in). it's not so much that living with my parents is miserable (though it certainly can be), but i just really like the idea of having my own place. i'm always wandering into target or pier one scanning the house stuff and wishing i could buy it and put it in my own place to use. i just really want to decorate something more than my overly cluttered bedroom. i want to be able to see my man everyday and bake him cookies. i wanna be able to smoke when i want (like in the bath tub) i wanna be able to walk around in my panties or even NUDE. oh the freedom.
....but i don't want to pay rent and utilities and work a bunch to pay it
please, give me a house and or apartment. it would be much appreciated