smuffy

I'm in a bit of a quandry.

I foolishly co-signed a loan for a friend in law school.

I recently got a notice informing me that she has fallen behind on her payments.

What do I do? Do I approach her and tell her to pay her damn bills or do I wait it out? This is so uncomfortable but I'm also worried. I don't want my perfect credit to be dented by this.