In preparation for school, I've been spending money somewhat frivolously. I've never been good with money, but it's easier to spend when I can rationalize my purchases by saying that they will better my education. This scarf will accentuate my school uniform nicely, and I will look so cute that I will make friends easier which will make me more comfortable in school and therefore I will perform better.
It's hard for me to determine which of my rationalizations are just and which ones are strained. I probably didn't need the scarf, I know that. I am really wanting to purchase a bike so that I can ride to school but it's an expensive bike. The bike is just shy of $300, and will come to about $320 with a lock and such. It would be $60 a month to use the parking garage near school, and it would be just over like $650 for the whole of my schooling. Plus, the garage is 3 city blocks away from school, so I would be driving and then walking, which seems silly to me. If I am driving half way and walk half way, I would rather drive the whole way OR walk the whole way. There is a bike lock directly in front of the school building.
I'm getting the bike, I know I am, I just hope I don't regret it in the future. It's a good deal of money.
I really have never been good with money. Even if I make a budget or spending plan I fail to stick to it. And it's so easy to say "Well, stick to it this time", but that doesn't make it easier to do. Purchases that I want to save up for and get within the next year or so are: a laptop, a Honda CRV, and an Old English Sheepdog. I also want to save up money for moving truck rental and new apartment rental downpayments for when my lease is up in August of 2010 so that I don't have to ask my dad for help. I wonder if I am even capable of this. I know most people are, but I don't know if I can because I never HAVE. It'll be a struggle for me, so we'll see.
I wonder if when I look back on this in a few years will I feel successful or full of regret and failure. Everytime I read back on old journals, there are goals that I write about that never come to fruition. If I had just stuck to things I set out to do in the past, I would be so much more by now. I would be more physically fit, and I would have finished schooling of some sort. I would play guitar and paint and because this person doesn't actually exist, this version of me seems so much better than the me that I am.
Those are my musings of the day. Tomorrow I buy my bike and Tuesday I start back to school. Stuff is happening.
It's hard for me to determine which of my rationalizations are just and which ones are strained. I probably didn't need the scarf, I know that. I am really wanting to purchase a bike so that I can ride to school but it's an expensive bike. The bike is just shy of $300, and will come to about $320 with a lock and such. It would be $60 a month to use the parking garage near school, and it would be just over like $650 for the whole of my schooling. Plus, the garage is 3 city blocks away from school, so I would be driving and then walking, which seems silly to me. If I am driving half way and walk half way, I would rather drive the whole way OR walk the whole way. There is a bike lock directly in front of the school building.
I'm getting the bike, I know I am, I just hope I don't regret it in the future. It's a good deal of money.
I really have never been good with money. Even if I make a budget or spending plan I fail to stick to it. And it's so easy to say "Well, stick to it this time", but that doesn't make it easier to do. Purchases that I want to save up for and get within the next year or so are: a laptop, a Honda CRV, and an Old English Sheepdog. I also want to save up money for moving truck rental and new apartment rental downpayments for when my lease is up in August of 2010 so that I don't have to ask my dad for help. I wonder if I am even capable of this. I know most people are, but I don't know if I can because I never HAVE. It'll be a struggle for me, so we'll see.
I wonder if when I look back on this in a few years will I feel successful or full of regret and failure. Everytime I read back on old journals, there are goals that I write about that never come to fruition. If I had just stuck to things I set out to do in the past, I would be so much more by now. I would be more physically fit, and I would have finished schooling of some sort. I would play guitar and paint and because this person doesn't actually exist, this version of me seems so much better than the me that I am.
Those are my musings of the day. Tomorrow I buy my bike and Tuesday I start back to school. Stuff is happening.
VIEW 8 of 8 COMMENTS
pixiepop:
Get a banker or an accountant help you set up accounts that will help you save for these things in the future. Having someone there to really help you save makes you want to more.
timber_:
i am the same as you. i suck at money. i've gotten better though. i work on an all cash basis now. if i don't have the cash i can't buy it! you should try it.