I talked to Elizabeth, the lady who will be my landlord in chicago.. Since I dont really have a credit history to speak of, they are going to just not check. So, the $40 dollars that I gave her for it, she is just going to put towards my rent or give back to me... (if it comes back to me it will just go towards rent anyways) I am so close to this move that I can taste it.... I'm excited!!! 