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nixiepixel

Member Since 2009

Followers 126 Following 65

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Tuesday Dec 01, 2009

Dec 1, 2009
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When I was younger, I remember my mom going off because I returned a library book late on her account.. accruing her late fees. I'd like to think I'm not that anal, but I do want to eventually have the good credit to buy some ol' fixer-upper and well, fix-er-up.

So much for that.


Apparently I was delinquent on a medical bill which my insurance claimed to pay at the time. The medical place neglected to tell me about the bill until six months later, after I threw away all my notes on the subject.

I remember spending hours on the phone with my insurance.. they told me I didn't have a "pre-existing" condition but just in case I would have to fax them all the prior insurance coverage I had for the last umpteen years.

Since they told me I was in the clear then, I don't want to pay these bills.
Yet, is it okay to not pay something out of principle, even though it will make your credit score FUBAR?

Personally I don't think it's fair to dock anyone on their credit score because they don't have enough money to pay medical bills if they are medically necessary. mad

Sorry, rant.
VIEW 4 of 4 COMMENTS
wander:
credit is a tough thing,i applied for a morgage and thought i had perfect credit but thety always find something small to pick at.
Dec 1, 2009
scottyno:
My loan officer at my bank told me medical bills should not effect your credit score much at all. Its mainly if you fail to pay off loans and credit cards. I went to the ER a while back, paid the hospital bill a few months later, then about 8 months after that i got a call from the physicians office and they told me i owed them money as well. I called bullshit, never paid them, and it hasn't hurt my credit score at all.

On a different note... love your vids about video games, mainly the MW2 ones.smilelove
Dec 5, 2009

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