Well, after I went to the ER last sunday for vomiting 5 times in an hour as well as having pain in the chest from a monitor falling on me, I faced a $5040 hospital bill. I called them today, and they said they could reduce that to $2150, which was just the cost of the hospital room, and pay that over an 18 month period. So now I just have to pay $119.45 every month, which is much more manageable. So, that's good news. 