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This is the ghost town of Duncrief, Ontario. Incredibly difficult to get to on the narrow road. https://www.ghosttownpix.com/ontario/towns/duncrief.html

Not much of it is left of it. I provided a link with the detailed history place that is in a state of decay and ruin. If you’re going, be mindful of the people living there. I’m sure we weren’t the first ones to check it out....
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silky:
Woah this looks pretty cool!
mreleganza1:
Not the easiest place to get to
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I haven't done Blog Homework for quite some time due to an insane work schedule, and two side hustles. Issues with my health, and an assortment of crap that was beyond my control during the course of the previous calendar year.

As far as resolutions going forward...

Last year, more like a goal, not a resolution I was in terrible credit card debt. The one...
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oldernow:
as a professional advice-giver and somewhat your senior (meaning i've fucked up even more) I make the following suggestions; 1. pay attention to the rule of 12/78ths - which is that for a one year loan a credit card company will set aside 12/78th of your payment as interest payment rather than principle; the next month they take out 11/78th until the last month they only take out 1/78th and the rest goes against the principal owed.  If you sit down and do the math you'll see that in a matter of three months the credit card company has paid themselves 42% of the interest for the whole year in only 25%of that year.  If you follow suit and find a way (even a temporary loan) by which you can pay off that 12/78th instead of 1/12th of the debt in the first month, you will neutralize their trick and more of your cash will go to chop down the principal, which in turn means they can't charge you as much interest.  Obviously on a one year loan this is nit-picking but when you have a 5- or 10- year debt the difference is startling.  I did this and paid off my house in seven years, albeit they were very lean years.  // 2. remember, there are poor people everywhere, and they have to visit relatives and stay places too!  while the basic means of getting places (air/bus/rail) are hard to whittle down in reliable ways, all the rest of travel expenses can be heavily reduced with a bit of research--well, usually a shit-ton of research, but it can open up a wider range of travel options.  look for super last-minute deals (I took the Canadian rail from Toronto to Vancouver first class for 1/3 the ticket price by booking it two days out) -- that requires a flexible schedule, which may not be an option -- but the basic point is the mind-set that travel equals pissing money away on every little thing. // 3. cut out gluten and dairy to the best that you can.  There's a reason that more an more professional athletes that play in the heat (like tennis players) are doing this--it ain't a fad, it's science.  --that said, I happily eat gluten stuff in the cold months--
mreleganza1:
Thank you @oldernow I will look into what you’re saying further more.