Phase One
So, in keeping with my New Year's resolutions, today I increased my 401k savings from 5% of my weekly salary up to 10%. In reality it's not even an amount that I'll notice missing from my pay week to week, but at the end of the year instead of having saved $2500 I'll have saved $5000. And considering I almost have $9000 in there now by this time next year that'll actually mean something when it finally becomes time to buy a house.
And if I do the last three years in taxes (yes, I realise that I put it off way too long) that should net me somewhere in the area of six grand which I will use to open a savings account with the local credit union. Plus, I'm going to allow them to take out some pre tax income as well.
Why do I mention all of this? Well, it's a pretty big deal to me right now. I've never in my life been able to save money. I never knew how. I've always been kind of bitter when I see those who seem to 'have it all,' but the truth is, it isn't easy for anyone. We all have to make sacrifices to get where we want to go. I've just never been in the financial situation to be able to do it before I got my current job.
I really want to buy a place to live, and if I can find one it's going to be an ultra cool loft space. Since I was fifteen when I first saw one in lower Manhattan it's been my dream to live in one. The open space, the high ceilings, the industrial, artistic feel of it all. It has always appealed to me.
So, I can't readily say if it'll be another year, or two, or three for that matter, but I do believe for the first time in my life I'm on the right track. "The American Dream" if you will, despite what the economy is doing, regardless of how much Bush has fucked up the United States recently, I'm going to do it. And you're all invited to the house warming. That, I promise you, will be one hell of a shindig.
Karen O, just because...
So, in keeping with my New Year's resolutions, today I increased my 401k savings from 5% of my weekly salary up to 10%. In reality it's not even an amount that I'll notice missing from my pay week to week, but at the end of the year instead of having saved $2500 I'll have saved $5000. And considering I almost have $9000 in there now by this time next year that'll actually mean something when it finally becomes time to buy a house.
And if I do the last three years in taxes (yes, I realise that I put it off way too long) that should net me somewhere in the area of six grand which I will use to open a savings account with the local credit union. Plus, I'm going to allow them to take out some pre tax income as well.
Why do I mention all of this? Well, it's a pretty big deal to me right now. I've never in my life been able to save money. I never knew how. I've always been kind of bitter when I see those who seem to 'have it all,' but the truth is, it isn't easy for anyone. We all have to make sacrifices to get where we want to go. I've just never been in the financial situation to be able to do it before I got my current job.
I really want to buy a place to live, and if I can find one it's going to be an ultra cool loft space. Since I was fifteen when I first saw one in lower Manhattan it's been my dream to live in one. The open space, the high ceilings, the industrial, artistic feel of it all. It has always appealed to me.
So, I can't readily say if it'll be another year, or two, or three for that matter, but I do believe for the first time in my life I'm on the right track. "The American Dream" if you will, despite what the economy is doing, regardless of how much Bush has fucked up the United States recently, I'm going to do it. And you're all invited to the house warming. That, I promise you, will be one hell of a shindig.
Karen O, just because...
VIEW 25 of 32 COMMENTS
fatality:
34. I was neither ecstatic nor incredibly disappointed.
waxangel:
Haven't even used it yet. I'm completely rebuilding my system, and I'm still waiting on the decks to be shipped.