minimalism

Yesterday I started talking with a mortgage broker about getting a loan to buy a house. It feels like I just started saving in my 401k, but after only a year and a half things are beginning to look pretty good financially to take the next BIG step. I've made some serious scarifices to get here, but now that it's happening for real I am overwhelmed with emotions. It's frightening to think someone as irresponsible as I once was with money has been able to overcome my bad habits and have almost enough capital to finally own a place of my own. Not to mention I'm doing it without the help of a spouse or girlfriend's second income. I doubt I'll be moving for at least a year, but just to be at this stage of the game feels pretty damn cool.