I ended up calling out one of my bills for a "surgical assistant" that my insurance had denied a claim for. After cross checking with (I won't name them, but their initials are Cigna), turns out it is covered in my plan and they will refund the bill. Only 400 of the 50k but it's something considering my out of pocket hasn't exceeded 3000 for the entire operation. It takes work man, but question everything.

I take it you don't have medicaid/medicare?