@marlene  On December 30th after work I went to pick up my son from daycare.  I was turing left from a main street onto the side street where his school is located when I was broadsided by someone.  She was ok and I was relatively ok but both cars were totalled.  Funny side note after the clean up everyone left and I had to walk the 1/3 mile to the daycare and wait for my wife to pick us up LOL.  What really sucks is I got a ticket - failure to yield - since I was making a left turn.  I still think about it and wonder where the fuck she came from.  I know I had sufficient room to turn.....and what really sucks is I opted to contest the ticket.  But because both the other driver and I mentioned injuries (even though we both declined an ambulance) they couldn't do it quick and easy and would have had to set up an actual appointment to see someone higher up instead of the magistrate.  With work being so busy and at the time we were down two workers I just said fuck it and paid the ticket.  Sucks though because I've never had points on my license.  BUT interesting enough I got this thing int he mail stating if I take some online course - which is to not exceed $100 - and pass the course they will withhold the point info from my insurance.  Still debating on doing that or not but I'm leaning towards it.