Friday Dec 07, 2012

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I applied for a loan to pay off all my credit cards and consolidate all my payments into one lower interest payment, and got a letter back from the bank declining it because "too many accounts open with balances at max."

Yeah...that was the fucking point of the loan...geniuses...

-Me
VIEW 4 of 4 COMMENTS
niobe:
Bummer.
prov_guy:
Silly boy. Banks never give money to people who could use it! Apply again when you don't need it and you'll be approved!

To be serious for a moment, if you don't mind... The bank's fear is that you will max the cards again after you get the loan, then be worse of off and the will lose their money. Is there an option where they pay off the card and close he accounts? They may go for that.

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