Thursday Dec 29, 2005

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So I've been on a while but finally decided to take advantage of my profile. Thus my first journal entry here! I'm not sure what I'll use this journal for since I've already a blog on myspace that suits my present needs. Probably I'll use this one in a bit less circumspect manner than my myspace blog.

Christmas was wonderful. I came back from snowboarding at Massanutin Resort in VA (God I really love snowboarding!), had time to visit all of my best friends back home, my dad, my mum, and all my living siblings. Great stuff!!

So far I haven't really done much toward my goal of learning HTML and putting content on my web page. Fucking A... mad I've about a week before next semester and serious full time finance studies.
sioux:
He is signing the deed over to me.......i dont "own" the house until it is paid off, in order to get the mortage turned over to me, I would have to re-apply for the loan and there is NO WAY i would get 4% interst........I would lose the house cause the rate would be to high. I tried all the not-for-profits.....no one can help in such little time.
sioux:
happy birthday!

I UNDERSTAND everything your saying, but I am NOT on the title "mortage papers" I can't get a home equity loan cause its "not mine"

My hubby tried to get one a while ago a few months ago, they said he needed a credit score of over 550 in IL, he was at 420 now he his score is super LOW!

besides filling out all the papers etc and taking the time with the hoildays and such it will never happen in 9 days.

I have over 100k in equity in this building. I know alot about property and what equity is this is why I bought this home to begin with.

In order to get the morgate in my name I would have to apply and like I said before my credit isnt good enough, so it will have to stay in his name until I can fix my credit and re-apply for a new loan pay this company off and start new. (almost like he is selling me the building for nothing)

But the home equity loan wont work. I cant do it cause my name isnt on anything, he cant cause of his credit score. WE even said we would take 50% interst we dont care, they still wouldnt give it to us.

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