I'm angry.
Backstory:
I moved from California to NYC to be with my (now ex-) boyfriend. When we broke up, I could no longer afford to live in that expensive expensive place. And unfortunately for me, my new boyfriend (the love of my life, btw) lived in a state with a horrible horrible economy. So in trading a place to live, I discovered that even someone as awesome as me would take 4 months (to the day!) to find a job. Not being able to pay my bills *kinda* screwed up my credit. So I joined one of those debt consolidation thingies. I thought I would be ok.
Fast forward:
I got a raise at work (did I mention my awesomeness?) so I decided to buy a much needed car. I finally found a nice used one that I liked - hey, even though I got a raise, I'm still not rich. Yesterday I went down, I test drove, yadda yadda yadda. I signed all the paperwork and had to wait til today to get the final word on what I thought would be my monthly payment. No. Turns out that when banks & creditors see "debt consolidation" they say "no car for Dryad."
I admit that my credit is (no longer) stellar. But I'm trying to fix it, dammit! I even sent over a pay stub and a letter from my boss stating that I am competent enough to pay for this vehicle. But no. No no no no no.
So wtf am I supposed to do now? I don't have a car. I need one. I have a coupla extra hundred dollars burning a hole in my pocket every month. But I don't have enough extra dollars to do like the craigslist route.
But arg
am I angry. That'll learn me to try and fix my life.
Backstory:
I moved from California to NYC to be with my (now ex-) boyfriend. When we broke up, I could no longer afford to live in that expensive expensive place. And unfortunately for me, my new boyfriend (the love of my life, btw) lived in a state with a horrible horrible economy. So in trading a place to live, I discovered that even someone as awesome as me would take 4 months (to the day!) to find a job. Not being able to pay my bills *kinda* screwed up my credit. So I joined one of those debt consolidation thingies. I thought I would be ok.
Fast forward:
I got a raise at work (did I mention my awesomeness?) so I decided to buy a much needed car. I finally found a nice used one that I liked - hey, even though I got a raise, I'm still not rich. Yesterday I went down, I test drove, yadda yadda yadda. I signed all the paperwork and had to wait til today to get the final word on what I thought would be my monthly payment. No. Turns out that when banks & creditors see "debt consolidation" they say "no car for Dryad."
I admit that my credit is (no longer) stellar. But I'm trying to fix it, dammit! I even sent over a pay stub and a letter from my boss stating that I am competent enough to pay for this vehicle. But no. No no no no no.
So wtf am I supposed to do now? I don't have a car. I need one. I have a coupla extra hundred dollars burning a hole in my pocket every month. But I don't have enough extra dollars to do like the craigslist route.
But arg
am I angry. That'll learn me to try and fix my life.
But i thought Cali was also very expensive to live. People always tell me, CA is one of the most expensive states to live.
I dont like NYC that much, i mean, its great to pass by, but not for living. If i'd go back to the states, i'd choose cali or somewhere hot and sunny, with a lot of nature.
by the way, i hate this dependency people have of cars in the states. I hate there's no good quality cheap public transportation, a good railway sistem like here, nice confy clean buses that always arrive on time, the underground...
People are so dependent on cars out there, that was something i never got used to... Oil is really a great deal for the states, no wonder we have so many wars...