Oh sweet Christmas, I have a credit card. please oh please don't let it be my financial undoing.
Okay, the plan is to use it to get my vredit back in decent shape. I have no idea why I got the pre-approved notice in the mail from a bank I've never had any kind of relationship with, but if I can not screw this up, it will be a very very good thing for me.
Not screwing it up is the hard part, though. I'm not exactly great with money. I'm the kind of dork that will blow some bills on comic book, movies, and hours of pool. You know the song..."Big pimpin', spending cheese..."
Now imagine it applied to the "life" of a tech-happy, expensive hobbies funboy.
Please let this be my salvation and not my ruin.
Okay, the plan is to use it to get my vredit back in decent shape. I have no idea why I got the pre-approved notice in the mail from a bank I've never had any kind of relationship with, but if I can not screw this up, it will be a very very good thing for me.
Not screwing it up is the hard part, though. I'm not exactly great with money. I'm the kind of dork that will blow some bills on comic book, movies, and hours of pool. You know the song..."Big pimpin', spending cheese..."
Now imagine it applied to the "life" of a tech-happy, expensive hobbies funboy.
Please let this be my salvation and not my ruin.
VIEW 3 of 3 COMMENTS
I really did spend a little bit too much time in the "comics you can't afford" section at Austin Books today. I looked lovingly at the wall at previously unobtainable rarities. I think I had a tear in my eye. The kind salesman asked if I needed any help. It took all my power to gasp out "No, thanks."
Ya know, commenting on my own journal entry feels pretty damn self-absorbed. Oh well, it suits me.
I'm in a similar credit situation.
Don't be at all surprised about getting that notice in the mail; basically, these banks troll for customers with bad credit, so when they (the customers) fuck up and miss a payment or whatever, the banks can screw exorbitant penalty fees out of them. I'm not saying don't take the card, but pay your bills on time. And try not to carry a balance.
Also, expect to get about a dozen junk mail credit card offers a day from now on. Blecch!
On a lighter note: Austin Books is the most incredibly fuckin' cool comic shop I've ever seen! I've prolly dropped about 500 dollars there over the past year-and-a-half. (Well, maybe not 500, but A LOT.)
Best wishes,
Rod