Watch your credit cards people. Somehow even tho i use them sparingly online i still was almost a victim to the tune of 22K! Thankfully they wouldn't approve such large transactions because i never make them. One tip i saw in a magazine, always make sure its your card that comes back when you use them for dinner. People are holding onto cards and replacing them with identical looking cards that just have a different name and number which they have already maxed out.