jozsef:
You have my blessing to turf that parasitic critter out into the snow. I promise he will scurry away to another warm spot and not freeze just to spite you. I'm something of an expert on the species, you see. I also know it's a challenge to cope with financial pressures, but you will be all right as long as you remember that you will sort things out eventually and no amount of difficulty indicates that you are defective. There are six billion people over whom we have no control, so obstacles will arise from time to time for all of us. 
