Or multiple hard drives in general. However, things that cost money are a no-go for me. I keep my important shit backed up, anyway. Maybe not as often as I should, but a hard drive crash has never been THAT big of a deal to me yet.
I used to live in South Bend... went to Penn High School for two years (survived is more like it). You look really familiar though. It's probably just the late hour and lack of sleep playing tricks with me, but you didn't happen to endure Penn, did you?