Wow, seems like something I'd say, except much better put, and with way less profanity.
Credit centers prey on the unfortunate. I'm in deep due to rough circumstances (very little of my debt is from goofing off), and the bad time keep on coming.
Chris. Make a budget. Stop fucking around and going out EVERY or close to EVERY night. Save and pay off your bills! You can't cheat the system.
You are 26 years old, come on man. I know you and if you could put your intellect towards real world you would be fine. Stop fucking around man. Stop going out. Don't let these people tempt you. Start being responsible with your money. I'm not sure what you make exactly but if you chilled out Im sure you can get out of this hole.
I know this sounds assholeish but fuck man, I was trying to help you get your shit together a few months ago, trying to get you on a budget. All you do is spend money trying to be a social butterfly. STOP IT! Get YOUR shit together first. Pay bills, Pay debt, Put some in Savings, and just invite people over to your place.
As Amanda and I have found out, we really need to stop going out to eat every night. At almost $60 a meal, it was really killing our money. We gave it a rest for a week and the bank account is much happier! Do that for yourself.
You were once my lab instructor in school. Be the teacher again, start being someone to look up to and stop acting like the candy kid you use to be.
I say all this because I DO care and I have distanced myself from you because of this steady decline. You won't listen to any advice and your logic sometimes isn't logic but spite. PLEASE GET YOUR SHIT TOGETHER!
James has got a hellova point. Eating out mows through some serious dough. I've headed up to the Alley Cat with my roomates before thinking "Oh, it's not but $5.00 to get in, about $7.00 to eat, not too bad"
Yeeeaaaaaahhhh...all the sudden $60 is gone.
Same with shows. I can't get out of a $7.00 local show without spending at least $30 after parking, admission, and gas.
I'm making a ton of sacrifices just to make it through this month after having to pay those tickets. No Starbucks, no Planet Smoothie, no CD's, no Moe's, no Vitamin Water, no soft pretzels, no random trips to Douglasville, etc. I got to thinking, and that's a fuckton of cash. A bottle of water a day ends up being over $30 by the end of the month. Thats a nice bonus to one of my normal credit card payments. Shit adds up quick.
I still can't give up the comic shop though, it's like, right there, right beside work. So easy to spend my tip out there. *sigh*
Credit centers prey on the unfortunate. I'm in deep due to rough circumstances (very little of my debt is from goofing off), and the bad time keep on coming.
Never ends. Damn you hindsight, damn you.